Smoker life insurance is designed to give special consideration to your personal smoking habits, so you get the lower premium you deserve. If that wasn’t good enough, it can also improve your finances in other ways. Here are some benefits of smoker life insurance you may not have known about.

Smoker Life Insurance Services

• Earn interest on your premiums to provide you and your spouse an extra source of income for emergencies.
• Receive a refund of all your premiums when the policy expires.
• Receive your benefit early to deal with a terminal or critical illness.
• Insure your spouse, your children, and yourself under the same plan for a single policy fee.
• Disburse the benefit as a lump sum or monthly over the course of several years.

To learn more about these and other benefits of our smoker life insurance plans, please fill out the form to your right.

Note: Not all benefits are available in every state. Please ask your smoker life insurance specialist for more details.