What is Spouse Life Insurance?
Many people know that having life insurance to replace a family member's income is important, however few people realize that a stay-at-home spouse needs life insurance as well. Spouse life insurance pays to replace services that your husband or wife provided during his or her life. If your spouse doesn’t work, but provides childcare, cleaning or other services, having this coverage will ensure that your family will still have access to those services.
National Agents Alliance offers a variety of products, ranging from coverage for temporary needs while the children are at home, to lifetime protection so your family can maintain their standard of living after your spouse is gone. These products can also provide living benefits – such as cash value – that are accessible while your spouse is still living. Many policies protect against a terminal illness by enabling death benefit access during the insured’s life if diagnosed with a terminal illness.
It's important to have insurance for your spouse, but it is equally important for you to have coverage. This way, you will both be protected with life insurance.
Why is Spouse Life Insurance so important?
This coverage is essential because your spouse depends on you emotionally and financially. Your family will be financially burdened if your spouse unexpectedly passes, whether your spouse is employed or not. With funeral expenses and lost income, you won't have much time to grieve the loss before the bills start piling up.
Don't let, "'Till death do us part," be the end of it. With a this coverage provided by National Agents Alliance, you can ensure that your spouse will be taken care of if something unexpected happens. Although you may not be there physically for the remainder of your spouse's life, spouse life insurance allows you to protect your spouse when your spouse needs it most.
Take the first step to protecting your spouse with spouse life insurance today. Spouse life insurance is a great way to show how much you care, while ensuring that your family will always have what they need. Life is too precious to continue on without spouse life insurance.
If you're married, you can obtain a FREE quote by filling out the form to your right. Our team of highly skilled life insurance specialists will work with you to develop a plan that fits your budget and coverage needs.