Retirement planning doesn’t have to be a hassle. With a variety of providers and options available, your annuity can be customized to meet your retirement income goals without exceeding your budget. Here are some annuity benefits you may not have known about.

Annuity Services

• Guaranteed Income. Your annuity can be structured to pay out as a lump sum, for a fixed period of years, or even for the rest of your life, giving you income that you can’t outlive.
• Competitive Rate of Return. Most annuities return at a rate equal to or greater than Certificates of Deposit (CDs).
• Zero Risk. With a guaranteed minimum rate of return of 3% to 4%, you’re guaranteed to turn a profit no matter what.
• Tax-Deferral. Contributions to your annuity are not taxed until you withdraw.
• Medicaid Qualification. Your annuity can be structured to shelter assets, allowing you to qualify for Medicaid more easily without sacrificing quality of life.
• Probate Avoidance. By naming a beneficiary, your annuity can bypass the lengthy and potentially expensive probate process.
• Liquidity. You can withdraw money from your annuity when you need it, subject to certain limitations.

To learn more about these and others benefits of annuities, please fill out the form to your right.