Do you have a life insurance policy other than through your employer?
Do you have a will?
Does every adult in your household have an individual life insurance policy?
Do you have more than one source of income for your family? (i.e. both you and your spouse work and bring home an income)
Funeral costs are estimated to reach an upwards of $7,500. Could your survivors cover the costs of your death?
If you or your spouse suddenly pass away, do you have enough money to cover at least one years' worth of living expenses? (i.e. mortgage, utilities, food, childcare, general expenses)
Losing a loved one is a very difficult time in a person's life. Are you able financially to take off the time you need to grieve?
In the event that something happened to you, would your family need an ongoing income to replace the loss of your income?
Do you need to set aside money to pay for a funeral?
Would you want to provide an inheritance for someone in the event that something happened to you?